The EBRI's Retirement Confidence Survey is a chance to find out not only what are they thinking but uncover the actions that could influence, if not drive better behaviors in the future.

ERBI research reveals that asset allocation within a family heads retirement plan seems to be influenced by his or her ownership of other types of retirement plans. But is that merely a coincidence?

The administrations budget proposal estimated that the retirement savings cap would generate an additional $9 billion in revenue. Then what are the real costs?

There are warning signs in the EBRI analysis about longer-term consequences that policy makers should also consider and implications for retirement readiness should historical averages return.

While the average 401(k) balance can, over time, provide a sense of the direction in which things are moving, it tells you very little about the adequacy of the overall average savings to fund an individual retirement.

For a large and growing number of individuals, target-date funds, monitored by plan fiduciaries and those that guide them, are likely to be an important aspect of building their retirement future.

The EBRI's 2013 Retirement Confidence Survey found that fewer than half of workers surveyed have ever tried to calculate what they need to save for a comfortable retirement and thats not a new finding in a survey that now spans nearly a quarter-century.

Does the utilization of these funds prior to retirement constitutes a leakage crisis that cries out for a remedy?