A new House bill would free employer coverage from the standard Affordable Care Act health plan template.

The 7.5% increase since last year reflects rising prices for care, continued utilization growth and growing costs tied to chronic conditions, according to the latest Retiree Health Care Cost Estimate from Fidelity Investments.

The industry group says its reform effort remains on track despite questions about participation, oversight and continuity-of-care protections.

Budget analysts increased the federal group health tax subsidy value estimate 25% in just three years.