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We've all seen the headlines: health insurance costs are expected to jump more than 9% in 2026.

That's the largest increase in the last 15 years.

It's the latest gut punch to U.S. businesses already struggling with tariffs, inflation, and general economic uncertainty.

Often, the knee-jerk reaction from the number crunchers is to reduce benefits in order to save money. But we know this strategy inevitably backfires and increases costs in the long run.

Benefits that improve quality of life, especially employee health and wellness, pay for themselves by way of reduced turnover, fewer sick days, and, most importantly, lower health care premiums.

So how do employers combat skyrocketing costs without alienating talent?

Offering a comprehensive weight-management program is a good place to start.

Who benefits from the benefit?

When it comes to weight-loss programs, the challenge is twofold: Some employees are hesitant to enroll due to stigma, while others may not realize the full potential of the program.

That's why relying on private, confidential and aggregate data is essential.

Doing so allows benefit managers to make objective decisions based on measurable risk factors like BMI, metabolic indicators, or sedentary behavior patterns, as well as subjectively by listening to an employee's perceptions and needs.

Looking at previous engagement data from wellbeing initiatives and offering digital self-assessments gives employees a safe and private way to express their needs and interests.

It also helps identify profiles that may be at higher risk and ensures the program is designed to meet those specific requirements.

Benefit managers should ensure programs can support a wide range of needs and goals, recognizing no one is starting from the same place.

Nutrium's internal research shows more than 70% of weight-loss program participants are women, and 53% are between the ages of 25 and 34.

While 63% of participants are considered obese or overweight at enrollment, nutrition programs are not just for individuals with obesity. Many join with goals tied to sports performance, chronic disease management, or simply building healthier long-term habits.

Engagement Beyond Enrollment

Creating excitement about a new program is a lot easier than maintaining it.

But the payoff is in long-term participation, so it's important not to treat weight-management benefits as a one-time announcement or annual reminder.

Instead, provide consistent messaging about the program and how it is available to support employees across multiple communication channels.

Data from a Nutrium Care case study showed that about 25% of a client's employees enrolled within the first two months of the program being offered. When the company spotlighted success stories, rewarded participants, and offered consistent reminders, that number surpassed 40% at the one-year mark.

This resulted in a 24% reduction in the obesity rate, and we know weight loss is linked to reduced health care costs.

When Employees Are Already Fit

Benefits managers aim to provide benefits that the majority of employees will value.

So what if the majority of the members of your team are already at a healthy weight? That doesn't always mean they're in good health or that there isn't room for improvement.

When selecting a program, be sure it covers multiple areas of need, not just weight loss.

Digestive health, fertility support, stress management, sleep quality and chronic condition prevention are all areas where personalized guidance can translate into more energy, focus and resilience for employees, creating higher productivity and lower long-term health costs for the business.

Balancing Benefits and the Budget

Employers constantly face tension between managing expenses and retaining top talent.

Prevention-first health programs eliminate the "either or choice." They deliver real value by improving employee wellbeing, reducing absenteeism, increasing productivity and stabilizing rising health care costs.

That makes them a strategic investment rather than a discretionary perk.

Manuela Abreu is the head of nutrition and community at Nutrium, an employee nutrition support firm.

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