If you want to start 2016 by building your roster ofhigh-net-worth and ultra-high-net-worth clients,these wealthy cities andcommunities are the ones you should be targeting.

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Read: 12 top international places toretire

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These might be smaller cities located within bigger metro areas,or small, exclusive communities.

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They may also be called a "Census-designated place" or CDP,which identifies a concentration of population that is classifiedas such for statistical purposes by the U.S. Census Bureau.

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Analysts at FindTheHome.com, a website that tracks real estatetrends, took a look at the average per capita income in Americancities larger than 4,000 people from the data provided by theCensus’ American Community Survey (ACS). The ACS is anongoing survey that provides vital information on a yearly basisabout the United States.

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The analysts spotted different trends within the demographics inthese affluent communities, whereopportunities abound for advisors across the nation.

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For example, the wealthiest communities are usually located nearmajor metro areas, which provide higher-paying jobs.

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Also, the population might be highly educated because theskilled nature of many high-paying jobs requires it. Thereport also found that affluent areas tend to attract marriedcouples who have, or are planning on having, children.

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Read: Frugality of high earnerslingers

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So, which places made it onto the list? Keep reading to findout:

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piedmont

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No. 20: Piedmont, California

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The Cityof Piedmont is located in Alameda County, California and issurrounded on all sides by the city of Oakland. Today, it is mostlyresidential and a semi-suburband city.

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Population: 10,957

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Average per capita income in Piedmont:$101,794

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Average per capita income in California:$29,906

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Percentage with bachelor’s degree or higher:84%

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Percentage married: 71%

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short hills

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No. 19: Short Hills, New Jersey

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Located within the Millburn Township in Essex County, New Jersey,the city is a popular "commuter town" for people who work in NewYork City. In 2014, Time magazine named it the"Richest Town in America."

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Population: 12,729

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Average per capita income in Short Hills:$102,528

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Average per capita income in New Jersey:$36,359

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Percentage with bachelor’s degree or higher:88.7%

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Percentage married: 73.4%

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glencoe il

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No. 18: Glencoe, Illinois

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Glencoe is a village in Cook County, Illinois, located onChicago's suburban North Shore. According to the Village ofGlencoe website, it is "one of the most attractive businessdistricts along the North Shore."

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Population: 8,824

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Average per capita income in Glencoe:$103,788

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Average per capita income in Illinois:$30,019

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Percentage with bachelor’s degree or higher:85.3%

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Percentage married: 73.7%

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fox chapel

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No. 17: Fox Chapel, Pennsylvania

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A borough of Allegheny Country and a Pittsburg suburb, FoxChapel is convinently located just 6 miles northeast of downtown.Fox Chapel is also 100 percent residential, its websitesays.

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Population: 5,397

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Average per capita income in Fox Chapel:$104,737

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Average per capita income in Pennsylvania:$28,912

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Percentage with bachelor’s degree or higher:85%

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Percentage married: 70.1%

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pelican bay

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No. 16: Pelican Bay, Florida

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Even though Pelican Bay is not a city, it is part of theNaples-Marco Island Metropolitan Statistical Area. The area isdivided into residential and common areas, and includes a mangroveforest that is a natural resource protected area.

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Population: 5,426

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Average per capita income in Pelican Bay:$105,516

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Average per capita income in Florida:$26,499

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Percentage with bachelor’s degree or higher:63.1%

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Percentage married: 78%

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west u

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No. 15: West University Place, Texas

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Often referred to as "West U," this city is located nearHouston, Texas. It is mostly a commuter city made up of upper-classfamilies. The name comes from the area's proximity to RiceUniversity.

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Population: 15,223

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Average per capita income in West UniversityPlace: $106,583

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Average per capita income in Texas: $26,513

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Percentage with bachelor’s degree or higher:88%

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Percentage married: 68.9%

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bronxville

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No. 14: Bronxville, New York

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A small village only 15 miles from midtown Manhattan, Bronxvilleprides itself in having a community spirit and beautifularchitecture, according to theirwebsite.

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Population: 6,378

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Average per capita income in Bronxville:$107,327

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Average per capita income in New York:$32,829

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Percentage with bachelor’s degree or higher:80.2%

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Percentage married: 61.6%

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kentfield

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No. 13: Kentfield, California

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Located near San Rafael, Kentfield is not exactly a city, but aCDP.

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Population: 6,667

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Average per capita income in Kentfield:$109,976

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Average per capita income in California:$29,906

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Percentage with bachelor’s degree or higher:76.5%

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Percentage married: 63.4%

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hunters

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No. 12: Hunters Creek Village, Texas

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Located west of Houston, Hunters Creek Village is also northwestof West University Place. The city was incorporated in 1954,according to its website.

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Population: 4,545

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Average per capita income in Hunters CreekVillage: $112,585

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Average per capita income in Texas: $26,513

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Percentage with bachelor’s degree or higher:84%

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Percentage married: 74.4%

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scarsdale

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No. 11: Scarsdale, New York

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One of the northern suburbs of New York City, Scarsdale is atown with its own villagegovernment.

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Population: 17,471

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Average per capita income in Scarsdale:$113,535

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Average per capita income in New York:$32,829

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Percentage with bachelor’s degree or higher:86.7%

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Percentage married: 73%

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old greenw

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No. 10: Old Greenwich, Connecticut

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A CDP with its own ZIP code, Old Greenwich is within theGreenwich city limits and is known for its tight-knit communityfeel. The town was also featured in an article in The New York Times.

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Population: 6,520

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Average per capita income in old Greenwich:$115,502

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Average per capita income in Connecticut:$38,480

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Percentage with bachelor’s degree or higher:84%

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Percentage married: 71.3%

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 cherry hills

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No. 9: Cherry Hills Village, Colorado

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One of the most affluent places in Colorado, Cherry HillsVillage is located south of Denver's downtown. The village wasfeatured in an article in Forbes, which named it as one of the 25 top placesto retire rich. Cherry Hills Village has hosted three U.S. Opengolf tournaments.

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Population: 6,234

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Average per capita income in Cherry HillsVillage: $120,898

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Average per capita income in Colorado:$31,674

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Percentage with bachelor’s degree or higher:77.5%

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Percentage married: 72.6%

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indian hill

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No. 8: The City of The Village of Indian Hill,Ohio

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Yes, that's the full name of this city. Anaffluent suburb of the Greater Cincinnati area, this "village" wasdesignated a city in 1970 after its population exceeded5,000.

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Population: 5,802

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Average per capita income in The Village of IndianHill: $121,411

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Average per capita income in Ohio: $26,520

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Percentage with bachelor’s degree or higher:86.3%

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Percentage married: 77.2%

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los altos

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No. 7: Los Altos Hills, California

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LosAltos Hills is a "Silicon Valley residentialcommunity" adjacent to the city of Los Altos, just five miles southof Stanford University.

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Population: 8,244

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Average per capita income in Los Altos Hills:$123,127

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Average per capita income in California:$29,906

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Percentage with bachelor’s degree or higher:82.8%

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Percentage married: 72.7%

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highland park

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No. 6: Highland Park, Texas

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Only 4 miles north of downtown Dallas, Highland Park is a townknown for the Dallas Country Club, for its parks ... and forbeing one of the most expensive neighborhoods in the area.

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Population: 8,796

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Average per capita income in Highland Park:$123,793

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Average per capita income in Texas: $26,513

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Percentage with bachelor’s degree or higher:83.3%

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Percentage married: 66.6%

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wood

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No. 5: Woodside, California

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Woodside is a small town that is part of San Mateo County. It isknown for being home to many of the SiliconValley elite.

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Population: 5,427

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Average per capita income in Woodside:$125,559

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Average per capita income in California:$29,906

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Percentage with bachelor’s degree or higher:69.4%

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Percentage married: 62.6%

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hillsb

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No. 4: Hillsborough, California

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A small town that started as a ranch, Hillsborough is anincorporated town in San Mateo County. Today,it is a mostly suburban town, dominated by large homes.

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Population: 11,148

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Average per capita income in Hillsborough:$127,868

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Average per capita income in California:$29,906

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Percentage with bachelor’s degree or higher:75.7%

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Percentage married: 71.2%

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palm

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No. 3: Palm Beach, Florida

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The town of Palm Beach is best known for its beautiful beaches,mansions and resorts. Its first hotel opened in 1880; the Coconut GroveHouse.

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Population: 8,344

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Average per capita income in Hillsborough:$129,941

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Average per capita income in California:$26,499

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Percentage with bachelor’s degree or higher:61.3%

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Percentage married: 57.9%

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ath

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No. 2: Atherton, California

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The town of Atherton California is easily recognized by the manyoaks and ornamental trees that cover its six square miles,according to its website.

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Population: 7,034

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Average per capita income in Atherton:$144,197

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Average per capita income in California:$29,906

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Percentage with bachelor’s degree or higher:83.3%

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Percentage married: 63%

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p

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No. 1: Portola Valley, California

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Reminiscent of its pastoral past life, Portola Valley has 1,900acres of permanent open space within the town, with only around1,700 households today, its website says.

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Population: 4,478

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Average per capita income in Portola Valley:$152,128

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Average per capita income in California:$29,906

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Percentage with bachelor’s degree or higher:78.6%

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Percentage married: 64.9%

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