Since the exchanges were announced, there's been a lot of talk about how these marketplaces have the potential to change the entire landscape of employee benefits.

About a year ago, a voluntary insurance company released a research report that they claimed was definitive in terms of employee preferences regarding enrollment methodologies.

Employee benefit brokers have entered the business en mass, and many of these people are still new to voluntary, falling back on their employer-paid experience to guide them.

Weve all read and heard how the Patient Protection and Affordable Care Act is creating more opportunity for voluntary sales.

Benefit brokers continued to lead the way in driving the sales increases.

We recently told you that voluntary sales increased 4.3 percent over 2012 results. Let's now look at the sales by product line and platform.

We all know that voluntary is quickly becoming the key driver in benefits sales.

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