Thanks to the Equifax data breach this week, millions of us have had our Social Security numbers taken by hackers, along with other information. How can we reduce our reliance on that number as an identifier?
The all-in cost of 401(k) plans, including fees tied to investment management, record-keeping, and trust and custody services, have been dropping in recent years -- but they may have hit a plateau in 2017.
In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree health-care costs can take an unconscionably big bite out of savings.
Some people typically get hit with overdraft fees, a new CFPB study finds. Would financial education or financial wellness programs help -- or do they just need to read the fine print?
DebugScreen: mobile
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{
"uri": "/2019/04/22/older-americans-twice-as-likely-to-work-now-than-in-1985/",
"title": "Older Americans twice as likely to work now than in 1985",
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"summary": "The wave of aging baby boomers is predicted to represent the strongest growth in the labor force participation rate to at least 2024.",
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"uri": "/2018/06/13/the-world-isnt-prepared-for-retirement-a-new-surve/",
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"summary": "World wide, workers didn't seem to realize that changes in the labor force, tech and climate will affect their retirement plans.",
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{
"uri": "/2018/02/06/robo-advisor-sites-crash/",
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"summary": "Glitches at robo-advisor sites caused complaints this week, causing some to question this niche in the financial industry.",
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"uri": "/2018/01/05/one-way-to-save-more-money-for-retirement-use-fint/",
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"summary": "Technology is making it easier to succeed at one New Year's resolution -- saving money for retirement.",
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{
"uri": "/2017/10/24/retirement-plans-are-using-workers-inertia-to-help/",
"title": "Retirement plans are using workers’ inertia to help them save",
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"summary": "How to use humans' natural laziness to help employees save for retirement.",
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{
"uri": "/2017/09/20/5-ways-tax-reform-could-squeeze-the-middle-class/",
"title": "5 ways tax reform could squeeze the middle class",
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"summary": "For affluent homeowners with workplace 401(k) plans in high-tax states with lots of deductions, tax reform could be painful. Here's 5 reasons why.",
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"uri": "/2017/09/08/your-social-security-number-now-looks-like-a-time/",
"title": "Your Social Security number now looks like a time bomb -- it is",
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"summary": "Thanks to the Equifax data breach this week, millions of us have had our Social Security numbers taken by hackers, along with other information. How can we reduce our reliance on that number as an identifier?",
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{
"uri": "/2017/08/30/retirement-plan-fees-how-does-your-401k-compare/",
"title": "Retirement plan fees -- how does your 401(k) compare?",
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"summary": "The all-in cost of 401(k) plans, including fees tied to investment management, record-keeping, and trust and custody services, have been dropping in recent years -- but they may have hit a plateau in 2017.",
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"uri": "/2017/08/28/health-care-costs-could-eat-up-retirement-funds-fo/",
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"summary": "In a perfect world, the largest expenses in retirement would be for fun things like travel and entertainment. In the real world, retiree health-care costs can take an unconscionably big bite out of savings.",
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},
{
"uri": "/2017/08/08/are-your-employees-the-people-who-pay-the-most-ove/",
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