Investing in yourself, improving your earnings, and refusing to be seduced by the marketing messages we all hear, plus some savvy investing, has helped this financial planner plan for retirement.

Lifestyle creep is a self-generated inflation ratewhen our incomes go up, we often insert new little treats into our lives. But its better to forego those treatsheres why.

Retirement savings shortfalls challenge workers, employers, and governments from Canada to China.

Is 3 percent some magical retirement savings number?

It seems like an obvious mismatch. But millennials may mesh well with the IRS work culture in ways that aren't obvious.