Forget Halloween and horror movies – the monster under the bed is worse. And it's called "inadequate retirement savings." Whether you're saving what you hope is enough, or trying to save more but can't, or aren't saving at all, there are plenty of disturbing facts about retirement preparation in America today. We collected what look like the most frightening views on both the present and the future, and present them here for your spine-tingling delectation.
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