(Graphic by Chris Nicholls)

As health care costs continue to rise, more employers are reaching their breaking point, ready to abandon their traditional health care plans to explore new, cost-saving solutions such as self-funding, reference-based pricing, direct primary care, and more. Even if an employer isn't ready to make the leap yet, it's important that benefits advisors are educating them about their options–otherwise, someone else will.

So what's working and what's not when it comes to innovative plan design? Here are 10 ideas to help guide you.

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