{
  "author": {
    "name": "Heather Trese",
    "webUrl": "/author/profile/heather-trese/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 196,
    "social": [],
    "articles": [
      {
        "uri": "/2011/06/21/retirement-confidence-at-all-time-low-country-says/",
        "title": "Retirement confidence at all-time low, COUNTRY says",
        "byline": "Heather Trese",
        "kicker": "",
        "prettyDate": "June 21, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "Retirement confidence is at an all-time low, causing the COUNTRY Financial Security Index to drop to 63.7 in June.",
        "body": null
      },
      {
        "uri": "/2011/06/20/48-percent-of-americans-lack-savings/",
        "title": "48 percent of Americans lack savings",
        "byline": "Heather Trese",
        "kicker": "",
        "prettyDate": "June 20, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "A new study by Bankrate.com found that only 24 percent of Americans have a six-month emergency savings cushion, while another 24 percent have no emergency savings whatsoever.",
        "body": null
      },
      {
        "uri": "/2011/06/20/sec-provides-guidance-on-swap-provision-of-dodd-fr/",
        "title": "SEC provides guidance on swap provision of Dodd-Frank",
        "byline": " Heather Trese ",
        "kicker": "",
        "prettyDate": "June 20, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "The Securities and Exchange Commission has provided guidance as to which of the Title VII requirements of the Dodd-Frank Act will apply to security-based swap transactions as of July 16, the effective date of Title VII.",
        "body": null
      },
      {
        "uri": "/2011/06/17/study-americans-with-financial-plans-are-more-conf/",
        "title": "Study: Americans with financial plans are more confident",
        "byline": " Heather Trese ",
        "kicker": "",
        "prettyDate": "June 17, 2011",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "Even with an economy in distress, Americans are optimistic about their personal finances, and those who have planned have a more upbeat outlook.",
        "body": null
      },
      {
        "uri": "/2011/06/15/resource-helps-beneficiaries-locate-unclaimed-reti/",
        "title": "Resource helps beneficiaries locate unclaimed retirement benefits",
        "byline": " Heather Trese ",
        "kicker": "",
        "prettyDate": "June 15, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "A database can help connect former participants to unclaimed retirement benefits they may be entitled to.",
        "body": null
      },
      {
        "uri": "/2011/06/15/study-gender-gap-still-exists-in-financial-knowled/",
        "title": "Study: Gender gap still exists in financial knowledge",
        "byline": " Heather Trese ",
        "kicker": "",
        "prettyDate": "June 15, 2011",
        "timeToRead": "3 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "A new study by Financial Finesse shows that women are still significantly behind men in their knowledge and confidence in many areas of finance, although the gap has narrowed since 2010.",
        "body": null
      },
      {
        "uri": "/2011/06/14/fewer-people-saving-though-portfolios-are-recoveri/",
        "title": "Fewer people saving, though portfolios are recovering",
        "byline": " Heather Trese ",
        "kicker": "",
        "prettyDate": "June 14, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "Although more investors report recovery in their portfolios compared to the market lows of three years ago, fewer Americans are saving for retirement at all.",
        "body": null
      },
      {
        "uri": "/2011/06/13/ing-offers-new-socially-responsible-asset-allocati/",
        "title": "ING offers new socially responsible asset allocation portfolios",
        "byline": " Heather Trese ",
        "kicker": "",
        "prettyDate": "June 13, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "ING will begin offering the ESG Managers Portfolios to participants in some of its defined contribution retirement plans as part of an ongoing effort to provide customers with socially responsible investment options.",
        "body": null
      },
      {
        "uri": "/2011/06/13/dol-pushes-date-for-fee-disclosure-rules/",
        "title": "DOL pushes date for fee disclosure rules",
        "byline": "Heather Trese",
        "kicker": "",
        "prettyDate": "June 13, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "In an effort to give retirement service providers more time to comply with the new fee disclosure model, the U.S. Department of Labor (DOL) has officially postponed the effective date for the legislation.",
        "body": null
      },
      {
        "uri": "/2011/06/13/study-15-of-vas-with-glwb-started-withdrawals-in-f/",
        "title": "Study: 15% of VAs with GLWB started withdrawals in first year",
        "byline": " Heather Trese ",
        "kicker": "",
        "prettyDate": "June 13, 2011",
        "timeToRead": "5 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/heather-trese/",
            "name": "Heather Trese"
          }
        ],
        "kickerNode": [],
        "summary": "An annual study from Milliman of guaranteed living benefits on variable annuity policies shows that withdrawal utilization on GLWBs is nearly 15 percent within the first 12 months of eligibility.",
        "body": null
      }
    ]
  }
}