So we've finally come around to talking about a recession. I mean, if Alan Greenspan says it, it must be true, right?

The housing slump continues to rattle the entire foundation of the economy, while consumer confidence falls faster than the fortunes of low-fare airlines.

So now, some new numbers from The Hartford Financial Services Group comes along to reveal that most Americans occasionally find themselves in a precarious position financially. But at least they realize there's no safety net if they're stuck with a disabling illness or injury.

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