Employee Participation

This gap represents a growing risk for HR leaders who rely on self-attestation or course completion data to gauge workforce readiness.

As seen during March's market decline, participants largely avoided sweeping changes despite heightened uncertainty. The April rebound shows that discipline carried forward as markets recovered.

Clear plan communications and careful provider network management may help.

The older workforce growth outpaces total employment growth — 17.3% since 2014 compared to 11.7% overall.

Workers ages 45 to 61 are filling many prescriptions, and they have many surgical procedures scheduled.

More than 8 in 10 people aged 18 to 29 say it is important to be perceived by others as financially responsible.