Assurant recently launched a family-focused dental insurance program, Family Share Max, which will replace individual maximums. The plan will allow families to allocate funds to each family member from one shared coverage pool, and eliminates requirements for preventative care before consumers can access funds.

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"It is no longer necessary to put off important dental work because of individual dental coverage limits," said James Gimarelli, D.M.D., vice president of dental at Assurant Employee Benefits. "By allowing families to prioritize the dental needs of individual family members, Family Share Max can help improve the timely care of dental issues without breaking the bank."

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