A study by Minneapolis-based Stanton Group found that 34.5 percent of employers offer consumer-driven health care plans, up from 18.9 percent in 2006. Of those employers, 60 percent offer a health savings account, and one quarter offers a health reimbursement account. Fifteen percent offer both.

"Benefits are increasingly becoming a valuable piece of total rewards companies offer to their employees," says Dr. Saado Abboud, vice president of compensation consulting and surveys. "Traditional plan premiums more than doubled over the past 10 years to about $8,000 for employee plus family."

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