Recent MetLife research reveals nearly half of American employees have not take any steps to determine income need in retirement. Additionally, over one-quarter of U.K. employees and over half of Australian employees have failed to do any retirement planning outside of mandatory government plans.

The findings are the result of two MetLife studies, the Study of International Employee Benefits Trends and the sixth annual U.S. Study of Employee Benefits Trends. Mexican and Indian workers appear to have the largest divide between retirement concerns and retirement planning. Sixty-seven percent of Mexican workers are concerned about outliving their retirement income, though only 21 percent have determined their household needs. Among Indian workers, 71 percent are concerned about outliving retirement income, while only 20 have done any actual planning.

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