We hear it every day. The sky is falling. The market's had more ups and downs than Sylvia Plath. And we can't even trust Jim Cramer anymore. (Jon Stewart as the new Edward R. Murrow? Really?)

But all isn't lost. All this economic volatility has instilled in employees a previously unheard-of affection for their benefits. In fact, according to the latest MetLife employee benefits study (one of my personal favs), nearly 60 percent of employees appreciate their benefits more than ever. And 41 percent of them consider those benefits the very bedrock of their financial security (such as it is these days).

Hell, nearly 50 percent of these previously-apathetic, yet still-employed workers are actively working to learn as much as they can about what their employers offer them.

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