Watch for brokers to sell more and varied services and tointegrate with other health care constituents in implementing:

• Value-based benefit programs - optimized plan designs thatincent members and providers to comply with specific protocols ofcare.
• Population health management - stratification of employees;early identification of those with high health risks; programs thatsupport members who account for the greatest claim costs; andincentives that drive program participation, cost savings andimproved clinical outcomes.
• Wellness services and programs - lifestyle programs that helpemployees and their families manage the controllable behaviors ofovereating, physical inactivity and smoking.
• Value-based reimbursement programs - incentives for careproviders, medical practices and facilities to adhere toevidenced-based medicine and other quality measures in providingcare for consumers.