Post-holiday depression, respiratory illnesses and fracturesmean a flurry of short-term disability claims in January, accordingto a new study from The Hartford.

Analysis of more than one million short-term disability claimsover the past five years found that claims were at their lowestlevel overall in November and December, but then spiked after theNew Year.

"The holiday season can be a stressful time of year. But studiesshow that most Americans are happy when they're celebrating withfamily and friends," said Glenn Shapiro, vice president of claimsfor The Hartford's Group Benefits Division. "Our claims recordsback that up. Depression claims drop to their lowest point inDecember and then climb in January."

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