About time to wrap this first quarter up, huh? I mean, is thereanyone not happy about getting the first part of this yearover with? (I guess the only downside for me is that it brings methat much closer to the big 4-0 in September.)

But I digress. So, healthcare reform is now law. I know, it sucks, almost as bad as thisyear's crop of American Idol finalists, but now it's time to figureout what it means for each of us. And how we're gonna live withit.

I noticed some of the carriers tried a pre-emptive strikeagainst covering children with pre-existing conditions, arguingover some fine print legalese in the legislation. Yeah, that was abit of PR genius, but it looks like they've already relented in theface of some pretty harsh backlash. (Wow, who saw that coming?)

And it looks like some of the larger employers (AT&T, Boeingand Caterpillar, to name a few) are ringing up million-dollarfirst-quarter charge-offs in the face of a disappearing retireedrug benefit tax deduction. And Verizon's already fired off a memoto its employees, warning of possible changes to their healthplans.

Forget about the pundits and the talking heads, because healthcare reform officially passed them by. Their predictions andpontifications are worthless now. We're already watching theaftermath of this historic legislation first-hand.

How quickly you respond - and adapt - will determine whether youget run over by this freight train or find a place on board.

One way that you can do that is to join us in D.C. next month tohash out how reform affects your business. Registerfor the Benefits Selling Expo today.