Deductibles, co-payments for office visits, and prescriptiondrug co-payments have been increasing in recent years for workerswith employee-sponsored health coverage, according to a new studyfrom the Employee Benefit Research Institute.
Among workers with employee-only coverage in a preferredprovider organization (PPO), for example, the percentage with adeductible of at least $500 increased from 14 percent in 2000 to 52percent in 2009. It was 48 percent in 2008 and 36 percent in2007.
Deductibles are higher and have increased faster in small firms than in large firms,according to the study, which appears in the May 2010 EBRIIssue Brief.
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