Consumer-driven health plans didn't see as much action this year as they did in 2009; CDHPs grew at a rate of 18.1 percent, about half that of last year. And CDHPs no longer cover more employees than HMO plans.
According to preliminary results by United Benefit Advisors from its 2010 UBA Health Plan Survey, CDHPs grew at a rate of 18.1 percent this year. In 2009, growth for CDHPs was at 33.9 percent and covered more than 15 percent of employees. In 2010, CDHPs covered 12.4 percent of employees, and HMO plans covered 15.4 percent.
The Northeast region of the country had the largest concentration of CDHPs (26.7 percent), followed by the Southeast region (22.9 percent). The average cost increase for all CDHPs at 7.3 percent was slightly lower than that of the average of all plan types, which increased 8 percent this year.
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