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Health reimbursement arrangements and health savings accounts enrollment is growing, but the market penetration remains relatively small and the amount of time individuals have been in these plans is lower than time enrolled in traditional coverage. With respect to familiarity with a consumer-directed health plan, 56 percent of those with a CDHP were extremely or very familiar with it. In contrast, 10 percent of individuals with traditional coverage were extremely or very familiar with a CDHP, and 10 percent of individuals with an high-deductible health plan were extremely or very familiar with a CDHP.

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