Employees with both CIGNA disability and medical coverage whoalso suffer a short-term disability are more likely to return to work and spend lesstime on leave than those without the integrated program, thussaving on the employer's bottom line, according to a new CIGNAstudy.

|

"Reining in costs associated with employee absence is animperative for employers," says Mark Marsters, senior vicepresident of group operations for CIGNA. "CIGNA's integrateddisability and medical programs provide more opportunities toencourage and engage employees to improve their health and reducedisability absence, which benefits the employees as well as theiremployers."

|

Integrated program participants were absent 20 percent less thanthose with only disability coverage. If a day of disability costsan employer $159, a 5,000-employee company covered by CIGNA medicaland disability programs could anticipate 2,500 fewer days ofdisability, for an approximate $397,500 cost and productivitysavings.

|

"Preventingillness or injury doesn't stop once an individual begins ashort- or long-term disability absence," says Dr. Jeffrey Kang,M.P.H., CIGNA chief medical officer. "One condition can lead toanother. Proper coaching and other steps can help prevent anindividual's difficult situation from becoming worse. As the studyshows, an integrated medical and disability program creates a morecoordinated effort to help individuals return to work and stayhealthy and on the job."

|

Those on short-term disability leave through an integratedprogram averaged 13 fewer days of disability time than those not onthe program, and 11 percent more of participants returned to work,the study found.

|

Another CIGNA study found chronic care participants ondisability miss almost four fewer days than those with chronicconditions not in the program, and active participants show aslightly higher return-to-work rate than the non-activeparticipants as well.

Complete your profile to continue reading and get FREE access to BenefitsPRO, part of your ALM digital membership.

  • Critical BenefitsPRO information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and BenefitsPRO.com events
  • Access to other award-winning ALM websites including ThinkAdvisor.com and Law.com
NOT FOR REPRINT

© 2024 ALM Global, LLC, All Rights Reserved. Request academic re-use from www.copyright.com. All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.