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Sen. Ralph Hudgens (R-Hull) talks with an unidentified woman on the floor of the Senate Wednesday, March 4, 2009 in Atlanta. (AP Photo/John Bazemore)

Georgia Insurance Commissioner Ralph Hudgens announced Wednesday his plan to request a waiver from the federally imposed Medical Loss Ratio (MLR) standard for 2011, 2012 and 2013 found in the Patient Protection and Affordable Care Act (ACA) or what is commonly known as Obama Care.

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