A new flexible asset allocation tool from Jackson National will helpadvisers build customized investment solutions, according to thecompany.

The new Portfolio Construction Tool, an interactive onlineplatform, allows advisers to create portfolios tailored to theindividual objectives of the client. The tool assists advisers inchoosing the mix of variable annuity subaccounts that is right for the client.

Some insurance companies dictate the asset allocation model forvariable annuities with living benefits, but Jackson National takesa different view, allowing the adviser and client to determine howto allocate the assets. Though this is riskier than forcing theallocation themselves, Jackson says their hedging and riskmanagement program allow them to be more flexible.

The tool, which is available for producers appointed withJackson National, will aggregate historical performanceinformation, subaccount analytics and educational materials. Avariety of interactive filters allow advisers to screen investmentoptions by asset class, portfolio manager, investment style,expenses and performance. If a client or adviser has questionsabout a particular investment option, links to a variety ofmarketing and educational materials (such as fact sheets,brochures, and videos) are included.

Advisers can use a range of filters to screen investment optionsby asset class, portfolio manager, investment style, expenses, andperformance. They can also save and edit individual proposals andcreate templates for future use. At the end of the process, thetool creates a summary for the adviser to share with clients.

The Portfolio Construction Tool follows Jackson’s trend ofhelping advisers create customized retirement income solutions. InOctober 2010, Jackson introduced LifeGuard Freedom Flex, theindustry’s first customizable guaranteed minimum withdrawal benefit(GMWB) rider.