A cancer diagnosis dramatically affects the lives of those who have the disease. They miss work. Their family lives are thrown into disarray as they struggle to meet the demands of home, work and hospital visits for treatment. They are faced with bills that threaten their financial future.

Doctors diagnosed more than 1.4 million new cancer cases in 2007, according to the American Cancer Society. One in two men and one in three women can expect to be diagnosed with some form of cancer in his or her lifetime. There aren't many sure things in life, and, unfortunately, one of the surest is also one of the least desired.

Unfortunately for many Americans with health care coverage, they don't understand what their health policy will and won't cover. Too many cancer sufferers are left with huge medical bills after their treatment because they thought they were covered. One voluntary worksite benefit can help workers who contract the disease: cancer insurance.

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