Not sure if you saw it yet, but Metlife's ninth annual Study of Employee Benefit Trends dropped this week. It's always a pretty good read.

But this year, it really highlights an employer-employee disconnect that appears to be much more pronounced than ever before. In fact, it looks like employee loyalty down a blistering 12 percent over the last three years, to less than 48 percent of those polled. Funny thing is, most employers remain convinced that those same workers are just as loyal as they have been.

Now I'm not sure whether its willful employer ignorance – embracing all the bliss that it brings – or if employers are just that arrogant, taking their still-employed work force for granted.

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