The trend toward benefits integration has been gaining tractionfor the last several years, with employers planning to increase theamount of integration over their current benefits programs,according to a 2010 survey of employers by Spring Consulting Group.With some employers achieving documented savings in lost time,direct costs, and return-to-work rates of 11 percent or morethrough their integrated programs, brokers and employers arebeginning to recognize the value of benefits programintegration.

Brokers play an important role in introducing their employerclients to benefits integration. Their knowledge of the spectrum ofoptions available often provides the catalyst needed for a benefitsor risk manager, CEO or CFO to consider implementing an integratedbenefits program, with a goal of managing employee absence.

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