A recent study by ING found that Americans need more guidance when it comes to retirement planning — and they'd like it to come from their employers.

The study, "Shedding Light on Retirement" was conducted by ING's Retirement Research Institute. It found that less than half of respondents (48 percent) feel "in control" of their retirement plan, even though they believe the plan to be of high value.

According to the study, 89 percent of respondents want help allocating their investments, and 86 percent want guidance calculating their financial needs in retirement, with nearly as many (84 percent) saying that they want solutions for calculating and creating retirement income.

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