Every day, some one goes to see a dentist. Usually, for one of two reasons—a major toothache, or it's time to get their teeth cleaned and have an annual check up.

That's a lot of visits to the dentist. But, according to the American Dental Association, many people in the U.S. don't have a dental plan—almost half of the population. And Medicare doesn't cover dental.

So, what do all those seniors do when it comes down to taking care of whatever teeth they have left? They either pay out of pocket (75 percent do this), or they don't go. If they are lucky, they are one of the few seniors who have paid for a dental plan on their own.

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