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Lingering cash and debt management challenges continue to dilute employee confidence and overall financial wellness.

Forty-nine percent of working American adults find it difficult to meet their household expenses on time, according to PwC U.S.’s 2011 Financial Wellness Survey. This is up from 43 percent in 2010. Among those earning $100,000 or more annually, 36 percent still say meeting their household expenses is a challenge.

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