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A report from the J.P. Morgan Treasury Service shows how HSAs have become a vital part of helping Americans save and pay for medical expenses. The report includes the J.P. Morgan HSA Program Snapshot which details the saving, spending and investing patterns and trends among 700,000 HSA account holders in 2010.

“As health care costs continue to rise year over year, Americans are increasingly leveraging HSAs as a means for using pre-tax dollars on current medical expenses, as well as a way to invest and earn money for future health costs,” said David Josephs, managing director of J.P. Morgan. “We expect employers who are offering HSAs for the first time, or those who already have programs in place, to use J.P. Morgan’s HSA Program Snapshot as a benchmark for comparison as they review health plan options for the upcoming enrollment season,” he also said.

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