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A reader recently asked if I was “for or against” ETFs in 401(k) plans. I’ve spoken on this issue for several years at various national conferences. I’ve reported on the topic from still other conferences. But, rather than merely repeat pre-existing public record, I decided to dip further back into a piece of my writing portfolio that has yet to find its way into the digital world. My response: “A better question might be whether I was for or against mutual funds in 401(k) plans.”

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