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Retirement insecurity is multi-generational, as evidenced in a new study by Adecco Staffing. [See College grads worried about their retirement futures]

The class of 2011 heads into the work force with an already skeptical view of their own retirement, and for some, their baby boomer parents are footing the bill for day-to-day expenses until they can find income. Still, I doubt many 23-year-olds are investing too much time thinking of a way to retire at 65, but at least close to 20 percent of them realize they can’t rely heavily on Social Security.

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