Women’s confidence in their ability to plan for retirement has reached a three-year high, with 69 percent of women rating their confidence level as good or very good. In addition, for the first time in three years, women’s confidence is on par with men’s (71 percent of men rate their confidence as good or very good).

A new survey, commissioned by online investing firm Scottrade, Inc., shows that women’s savings tactics differ from men’s. More women are finding ways to increase their cash flow during retirement. Forty percent of women have structured their portfolios to include investments that will generate income during retirement, compared to 30 percent of men. And just over half (51 percent) of women say that generating income during retirement is more important to them now than it was one year ago.

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