A few decades ago, retirement planning was entirely about theemployer. Defined benefits and pension plans were the norm, andmost workers could expect to live well — or, at the very least,adequately — in retirement.
But more recently, the tide has changed. Much more emphasis hasbeen placed on the employee’s role in their retirement plan. Thesedays, employees are contributing to their plan, adjusting theirsavings amounts, and even choosing which funds to invest in. Asemployees take charge of their own retirements and youngergenerations learn from the mistakes of baby boomers, the industryhas no choice but to adapt to the next generation of retirementplans.
Where we stand
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