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As a result of the economic downturn, seniors and pre-retirees are more concerned than ever before about their ability to last through retirement — especially since they’re living longer and therefore spending more time (and money) in retirement. 

According to a new report from the Society of Actuaries (SOA), 38 percent of retirees and 49 percent of pre-retirees say they are much more concerned about their financial situation in retirement than they were prior to the economic downturn. Despite their concern, they have still not taken steps to protect their nest egg from further economic and financial turmoil.

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