The New York Times is reporting that large U.S. healthinsurers are seeing record profits for the third year in a row, duein large part to Americans who are postponing or forgoing care.

As Americans remain wary of economic recovery, they have becomemore discerning about going to the doctor or scheduling neededhealth care.

“I am noticing my patients with insurance are more interested incosts,” said Dr. Jim King, a family practice physician in ruralTennessee. “Gasprices are going up, food prices are going up. They aredeciding to put some of their health care off,” he said.

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