Retirees need financial advisors.
New research from LIMRA found that the majority (two-thirds) of pre-retirees do not have a financial advisor, but among those who do, 54 feel confident they will be able to live the lifestyle they desire in retirement.
The problem is, most people's retirement plans are tied to their workplace; the average participant has little else outside of their company 401(k) in their retirement portfolio. And in the workplace, it's often difficult to get the kind of one-on-one financial advice that can lead to a successful retirement.
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