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The event launched a national awareness campaign to educate Americans about planning for long term care.</p>","<p>More than 70 percent of people older than 65 will require some form of long term care as they age, such as extended nursing home stays, assisted living, or home health care. Yet many of these services are not fully covered by traditional insurance or Medicare.</p>","<div class=\"paywall-content\"><p>\"As our population gets older and lives longer, three out of every four of us will need more than regular health care,\" said elder care expert and author Dr. Marion Somers, who is organizing the campaign with non-profit organization <a href=\"http://www.3in4needmore.com/\">3in4 Need More</a>. “These long term care needs can sneak up on us as quickly as a flash mob — which is why it’s so important for Americans to plan ahead.”</p>","<p>The <a href=\"https://www.benefitspro.com/2011/04/29/experts-consumers-need-a-retirement-mindset-for-lt/\"> high costs of long term care add a financial strain</a> to the physical and emotional toll that caring for an aging loved one already brings. According to the US Department of Health and Human Services, average long term care costs in the US are more than $20/hour for home health aides, $200/day for nursing homes, and $3,000/month for assisted living. To help Americans plan ahead, a Greyhound bus will crisscross the country this summer to talk with seniors and caregivers, letting them know it's never too soon to start planning for long term care needs and costs.</p>","<p>As part of the campaign, Dr. Marion and 3in4 Need More are launching a nationwide \"Get Your Life Back\" contest to find those struggling to care for their aging loved ones. The winner will receive an ultimate caregiver makeover valued at $50,000 — including a week's worth of pampering and relaxation, an in-home safety assessment and overhaul, one-on-one coaching, and high-tech solutions to support a range of caregiving needs. </p></div>"],"slides":[],"video":null},"articlePackages":[],"youmightlike":[{"uri":"/2024/11/06/millennials-are-unprepared-for-retirement-how-employers-advisors-can-lend-support/","title":"Millennials are unprepared for retirement: How employers, advisors can lend support","byline":"Lynn Cavanaugh","prettyDate":"November 06, 2024","readtime":"5","image":{"uri":"https://images.benefitspro.com/contrib/content/uploads/sites/412/2018/03/MillennialProblems.jpg","width":"600","height":"400"},"summary":"Many millennials turn to fragmented financial information online, leading to gaps in critical areas like budgeting, investing, and planning for future goals, according to NOYACK's Millennial Wealth survey."},{"uri":"/2024/11/01/its-official-irs-announces-401k-contribution-limits-for-2025/","title":"It's official! 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