Almost half of respondents to a new retirement survey from TD Ameritrade say they'll settle for working longer if it means they can have a larger nest egg.

TD Ameritrade surveyed more than 10,000 clients and released the results Thursday.

"Retiring at age 65 is not a rule, it's a concept – a concept that was defined in a different era," said Lule Demmissie, managing director, investment products and retirement, TD Ameritrade. "Retirement today is different for each individual, which is why it's so important to customize a plan based on your specific, actual needs – not on a theory."

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