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By now, we’ve all heard of the now-famous McKinsey report, which declared a third of employers will drop employee health coverage due to health care reform. Defying previous administration-friendly reports saying the PPACA would not have a negative effect on employer-sponsored coverage, McKinsey caused a flurry of worry heard around the country. And that was just one report. With surveys and statistics coming out almost daily with different results, who do you trust?

A number theorist might not even understand all the figures being thrown out from every consulting firm these days. Depending on who’s telling you, health reform will be responsible for employers dropping health coverage in record numbers, thus forcing employees to leave their “cushy” plans; it will be responsible for slight changes or maybe no change at all. They tell us we should panic, and stay remarkably calm at the same time.

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