Now is the time to get up to speed on the benefits of self-funded medical plans and stop-loss insurance. For years, large employers have self-funded their health benefits.

In the wake of last year's health care reform law, many small and mid-sized companies are considering joining their ranks.

Brokers will prove their value if they can advise clients on how self-funding consumer-directed health plans, combined with stop-loss coverage, can help manage rising costs, and also suggest reliable stop loss partners to provide protection.

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