Slightly less than half of U.S. adults who have a financial advisor and a financial plan have ever discussed adding life insurance to their plans, according to a survey released Tuesday by Saybrus Partners, a life insurance partnership firm in Hartford, Conn.

Fifteen percent of respondents who said they had discussed life insurance with their advisors did so more than 10 years ago, while 40% have discussed it within the past year, Saybrus said in a statement.

However, even with discussions about life insurance becoming more common, as likely as not these do not include a review of existing policies concerning issues such as performance, affordability and potential policy lapse. Forty-seven percent of respondents with life insurance and a financial advisor have never reviewed their existing policy with them.