Although older Americans have many Medicare options to choose from, they may not be making good decisions about their coverage, according to a new study.

Some seniors — particularly those with impaired brain function — can become overwhelmed by the variety of complex Medicare Advantage plans available to them, preventing them from finding the best plan to fit their needs, according to researchers from Harvard Medical School's department of health care policy.

"We are providing the most complex insurance choices to the very population that is least equipped to make these high-stakes decisions," said Dr. J. Michael McWilliams, assistant professor of health care policy and medicine at Harvard Medical School and a general internist at Brigham and Women's Hospital, in a news release.

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