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When middle-age clients express concerns about what will happen to elderly parents, do you ever ask a basic question: “Do you want to become a caregiver?”

To understand why the question is important, the National Financial Legacy Group has published a summary report on the 44 million people in the U.S. (about 19 percent of the adult population) who provide unpaid care to a person age 50 or older. It’s available here:

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