After watching the relentless volatility of the markets recently, many individuals are thinking more about retirement—and whether or not they’re prepared. That rise in awareness is actually a good thing, because many people aren’t as financially prepared as they should be for a retirement that could conceivably last more than 20 to 30 years.

Of course, investors can’t control the markets. But they can control one of the more critical  factors in determining their retirement security—their savings rate.

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