LINCOLN, Neb. (AP) — Nebraska insurance officials can't decide whether to recommend a state-based health insurance exchange or follow a proposed federal model until they know how much the national plan will cost, Nebraska Department of Insurance Director Bruce Ramge said.

The department is also heeding Gov. Dave Heineman's preference to wait until the U.S. Supreme Court rules on the constitutionality of a new national health care law under which the federal plan would be offered, Ramge said.

"We don't know exactly yet what a federal exchange would look like, what cost would be associated with it," he told the Associated Press. "It would be nice to be able to compare. There are a few really important federal regulations that haven't yet been hammered out."

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