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A new survey by the Plan Sponsor Council of America shows that 401(k) participants are increasingly using new plan investment features, while usage of hardship withdrawals and loans remains low despite their wide availability.

PSCA, a national nonprofit association committed to retirement savings through employer-sponsored defined-contribution programs, released its 54th Annual Survey of Profit Sharing and 401(k) Plans in October. It takes a hard look at current practices and trends in profit sharing and 401(k) plans.

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