Perhaps there's some truth to what the Occupy Wall Street protesters are saying. A new study suggests that even fewer American households have reached the point where they have at least $100,000 in investable assets, a wealth benchmark that's a good sign of retirement preparation.

The good news is that retirement assets have rebounded sharply after massive post-meltdown losses.

Hearts and Wallets, a research partnership between Baby Boomer retirement trends experts Chris Brown and Laura Varas, has released its new "Portrait of U.S. Household Wealth" study, which suggests the road to financial security has been increasingly rocky for many American families.

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